Injured in a Car Accident in Yonkers or Westchester County?

After a crash, the insurance company's first priority is limiting what they pay you — not making sure you're fairly compensated. We represent car accident victims across Yonkers, White Plains, and Westchester County, and we work to recover what you're actually owed.

What a Car Accident Claim Actually Involves

Most people don't realize how quickly the claims process can work against them. Insurers move fast, recorded statements get taken before victims understand their rights, and medical bills start stacking up while liability is still being disputed. Having an attorney in your corner early changes the dynamic.

 

We handle the full scope of car accident cases in New York, including:

 

  • Rear-end and intersection collisions
  • Highway and multi-vehicle crashes
  • Accidents caused by distracted or impaired drivers
  • Rideshare accidents involving Uber or Lyft
  • Accidents involving uninsured or underinsured motorists
  • Pedestrian and cyclist collisions with vehicles

New York's No-Fault Rules Don't Cover Everything

New York is a no-fault insurance state, which means your own insurer covers certain medical expenses and lost wages regardless of who caused the crash. But no-fault coverage has limits — and it does not compensate you for pain and suffering, long-term disability, or losses that exceed your policy's cap.

 

To pursue a claim beyond no-fault, New York law requires that your injuries meet a "serious injury" threshold. This includes significant disfigurement, fractures, permanent limitation of a body organ or member, and other qualifying conditions. If your injuries meet that standard, you may have the right to bring a claim directly against the at-fault driver.

 

Understanding where no-fault ends and your broader legal rights begin is exactly where an attorney's guidance matters most.

What Compensation Can You Recover?

A successful car accident claim can recover damages that no-fault coverage was never designed to address. Depending on the facts of your case, that may include:

 

  • Medical expenses beyond no-fault limits, including future treatment costs
  • Lost income and reduced earning capacity
  • Pain and suffering
  • Permanent injury or disability
  • Property damage to your vehicle

 

The value of a claim depends on the severity of your injuries, the strength of the liability evidence, and how the case is built and presented. We evaluate every case individually — there is no formula we apply across the board.

How We Handle Car Accident Cases

1. Case Evaluation

We review the facts of your accident, your injuries, and the insurance coverage involved. This initial conversation is free, and you won't owe us anything unless we recover for you.

2. Evidence and Documentation

We gather police reports, medical records, witness statements, and any available surveillance or accident reconstruction evidence. Building a complete record early protects your claim.

3. Insurance Negotiations

We communicate directly with the insurance companies on your behalf. You are not required to give recorded statements or accept a settlement offer before speaking with us.

4. Litigation If Necessary

If the insurer won't offer a fair resolution, we are prepared to take your case to court. Our goal is the best possible outcome — not the fastest one.

Frequently Asked Questions About Car Accident Claims in New York

  • How long do I have to file a car accident lawsuit in New York?

    New York's statute of limitations for personal injury claims is generally three years from the date of the accident. However, no-fault benefits must be claimed within 30 days of the crash, and certain claims involving government vehicles carry much shorter deadlines. Do not wait to speak with an attorney.

  • What if the other driver didn't have insurance?

    New York requires drivers to carry uninsured motorist coverage, which may allow you to recover through your own policy when the at-fault driver is uninsured. Underinsured motorist coverage applies when the other driver's policy limits are insufficient to cover your losses. We can review your policy and advise you on available options.

  • Do I have to accept the first settlement offer from the insurance company?

    No. Initial offers are frequently below the actual value of a claim. Once you accept a settlement, you typically cannot pursue additional compensation — which is why it's important to have an attorney evaluate any offer before you sign anything.

  • What does it cost to hire a car accident attorney?

    We handle personal injury cases on a contingency fee basis. You pay nothing upfront, and our fee comes only from the recovery we obtain for you. If we don't recover, you don't owe us a fee.

  • What should I do immediately after a car accident in Westchester County?

    Seek medical attention as soon as possible, even if you feel your injuries are minor. Report the accident to police and obtain a copy of the report. Document the scene with photographs if you are able. Avoid giving recorded statements to any insurance company before speaking with an attorney.